15 Best College Student Housing ProgramsCollege

15 Best College Student Housing Programs For 2022

15 Best College Student Housing Programs For 2022

The expenditure of lodging while attending school is significant. There are numerous housing programs to assist college students with these costs, even if some students receive financial aid from the federal government.

College students’ specific housing needs are met by housing programs. Students and their parents now have fantastic housing options thanks to this. It provides amenities including leases synchronized with academic terms and furnished apartments that lessen the stress of moving.

We’ll go over all you need to know about housing grants and programs in this post, as well as highlight the top housing options for college students in 2022.

What Is Student Housing Program?

A subset of the residential real estate asset class is referred to as student housing or the purpose-built student housing program. It is an apartment complex for people who are studying at a higher level.

College-specific facilities like individual leases, study spaces, fully furnished apartments, and roommate matching are available in these communities. They are often found close to a college campus and could include distinctive residence living programs, such as Students FirstTM.

One distinguishing characteristic is that they hire students to serve as community assistants, supporting their fellow student residents.

Will Student Loans Pay For Housing?

Will student loans cover housing costs? is a very essential issue that many students who apply for federal financial aid want to know the answer to.

Actually, a student’s housing expenses are at least partially covered by federal student loans. Furthermore, the student may use this money however they see fit for school-related expenses. Additionally, each borrower chooses how much of the loan they want to use for housing expenses, education, textbooks, etc.

However, it is unlikely that federal student loans will cover the full cost of accommodation. Students generally have to find other means to close the gap. These may include taking out private loans, unsubsidized loans, borrowing money from family members, or holding a job while pursuing their degree.

#1 Lack of Sufficient Income

Research from the Annie E. Casey Foundation shows that four per cent of all parents were unemployed in 2017. Although this number has decreased since the recession, unemployment isn’t the only factor.

Information from Family Promise also shows that approximately 66 per cent of poor children and those who either identify as homeless or are at risk of becoming homeless belong to families where at least one parent works.

#2 Lack of Affordable Housing

The gap between minimum wage and the cost of housing has grown ever more expansive in recent years. At the same time, federal housing subsidies and the availability of affordable housing have decreased. 

Family Promise discovered that renters must earn an average of $21.21 per hour to afford a two-bedroom apartment in America. In the same vein, only three affordable housing rentals exist on the market for every 10 low-income families seeking a roof over their heads.

#3 Family or Parental Conflict

Most homeless youths cite the inability to remain at home with their families as the reason they are in unstable housing situations.

According to Youth.gov, most reasons center around a long-standing issue rather than one that pops up quickly, with examples including violence, neglect, physical or mental abuse, or severe conflict. For these children, homelessness often feels like the lesser of two evils.

study by Journeys Home discovered that 62 per cent of homeless students stated that conflict or a family breakdown drove them from home.

Various Ways College Students Can Apply For Housing Assistance

Homeless students represent an unrecognized and under-served population. This is large because of a gross misunderstanding of the true scope of the problem.

Not only that, one of the heaviest costs related to college costs is accommodation. So, it’s always a good idea for college students to find rental assistance programs. And also, submit an application for housing grants.

Here are a few ways you can get housing assistance as a college student:

#1 Research All Federal Or State Grants

If you are attending a college or university within your state, you may be eligible for a state grant. For instance, in New Jersey, there’s the Educational Opportunity Fund. This is available to those who have an economic or educational disadvantage.

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The money can be used toward housing, as well as books, a meal plan, and any other college fees.

California residents can apply for the Cal Grant B Program. This offers a living allowance for any state university, community college, or qualifying career or technical school.

Also, college students might be eligible for a number of federal grants that they can use toward housing. For example, students who are pursuing any type of teaching degree can qualify for the Teacher Education Assistance for College and Higher Education (TEACH) Grant.

#2 Contact Catholic Charities

The best part is that you don’t have to be Catholic to take advantage of Catholic Charities’ rental assistance programs.

Some branches of the organization offer one-time help to anyone, including students, who are at risk of becoming homeless.

The organization goes on to pay a security deposit. This also includes your first month’s rent, as well any arrears you might have accumulated over the course of the last three months.

#3 Section 8 or 42 Housing Assistance

Depending on the level of income and circumstances, college students could be eligible for either Section 8 or Section 42 housing assistance.

These college students housing programs are government-sponsored. So, you’ll need to apply at the public housing agency closest to the educational institution you plan to attend.

Generally, Section 42 requires individuals to have an income between 30 and 60 percent of the county’s average median income. Section 8 income requirements fall in the 30 to 50 percent range.

#4 Make a Net Wish

College students suffering from housing problems are welcome to make a wish on Net Wish. Requests may include assistance with both rent or security deposits.

Wishes are only granted in amounts up to $200, but students can utilize this resource to help ease their financial burden.

#5 Apply to the Gradient Gives Back Foundation

Families that already have a home or are leasing an apartment but are finding it hard to keep up with the payments can seek assistance from the Gradient Gives Back Foundation.

The organization would make mortgage and lease payments on behalf of its recipients. Even though the foundation is based in Minnesota, you can apply while studying at any college in the United States.

#6 Become an RA

College students who plan on living in their college dorms also have the option of applying to become a resident assistant, commonly known as an RA.

In exchange for promoting a community atmosphere, assisting fellow students, and monitoring the dorms, the resident assistants would be rewarded with a housing stipend.

Each college and university has its own GPA and credit completion requirements for RA applicants.

Best Housing Programs Available For College Students

Because most college students are living away from home for the first time, it can be an extra burden to find an apartment to live in.

Therefore, there are several top housing programs available in the U.S for campus students who cannot afford housing expenses. This reduces both the cost and stress of college living.

#1 National Center for Homeless Education

The NCHE is based at the University of North Carolina at Greensboro and partners with parents, schools, and service providers to ensure that homeless students have access to the education and resources they need to succeed.

So, the NCHE provides information about ongoing legislation, programs, and resources relevant to their needs on local, state, and national levels.

#2 U.S. Department of Housing and Urban Development

HUD works with community partners across the country to secure assistance for homeless youth and adult populations. Additionally, HUD devotes resources to facilitating collaborative efforts between homeless service providers and educational systems.

#3 United States Interagency Council on Homelessness

USICH aims to end and prevent homelessness in unaccompanied youth under the age of 25. This council is responsible for coordinating the federal government’s response to the homelessness epidemic.

#4 National Association for the Education of Homeless Children and Youth

NAEHCY works to eliminate the obstacles homeless students face while they are pursuing higher education. Its mission is to promote equity for students experiencing homelessness or housing instability. A scholarship fund exists to help students pursuing college degrees.

#5 Homes for Students of Higher Education

Homes for Students of Higher Education provides homeless students with care packages, shelter, and educational material to increase their awareness of the resources available in their communities.

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#6 CTLaw Help

CTLaw Help is a network of legal professionals committed to providing free legal help to low-income citizens of Connecticut.

#7 Sublet.com

Sublet.com is a search engine that allows students to find and access affordable housing in the US.

#8 Resident Life Offices

Recognizing the growing problem, more and more colleges now provide resources to help homeless students. For instance, Kennesaw State University’s Campus Awareness, Resource & Empowerment Services (CARES) provides year-round housing, temporary housing, a campus pantry stocked with both food and toiletries, one-to-one case management support, temporary work assignments, and scholarships to help students who previously experienced homelessness or are currently dealing with housing insecurity.

How To Apply For Financial Aid/Housing Grants

First and foremost, students who are homeless, or at risk of becoming homeless, and “unaccompanied” are eligible to receive student aid.

As a matter of facts, students are asked about their living status on the Free Application for Federal Student Aid (FAFSA).

According to the Indiana Student Financial Aid Association, an unaccompanied youth is a student under the age of 21 who “is not in the physical custody of a parent or guardian.” A student who is at risk of being homeless is “self-supporting and has been evicted [and] is unable to find fixed, regular, and adequate housing.”

So, for you to prove that you are homeless, you must submit proper documentation. Homeless college students can secure this designation from their high school or school district representative, the director of an emergency/transitional shelter or housing program funded by the U.S. Department of Housing and Urban Development, or the director of a runaway or homeless youth center.

However, if a student cannot receive a homeless youth determination from any of the above sources, then he can still submit his FAFSA and then seek the determination from his college’s financial aid administrator.

Also, if students wish to complete a FAFSA with unaccompanied and homeless status but they are no longer a youth, they can submit the application without parental information and then request a dependency status appeal through the financial aid office at their school.

Students interested in obtaining more information related to their dependency status can contact the Office of Federal Student Aid or read FAFSA’s tips for unaccompanied youth without stable housing.

Housing Grants Available For Colleges Students

As discussed earlier, there are several housing grants available for college students to help cover the cost of housing.

#1 FAFSA® Awards

The Free Application for Federal Student Aid (FAFSA) is the form every college student fills out if they hope to receive grants, loans, or work-study funding from the federal government.

So, complete the FAFSA® (Free Application for Federal Student Aid) to receive financial aid from the government. The application process is simple and can be completed quite easily.

These funds can help pay off the final cost of housing and ensure learners avoid significant student debt, so applying is a critical step in the process of getting to college.

However, filling it out as a homeless learner, a student living in foster care, or a degree seeker in any other special circumstance isn’t as easy as it is for those with permanent homes, but it can still be done.

The FAFSA® gives you access to Pell Grants (up to $6,195), Federal Supplemental Educational Opportunity Grants (up to $4,000), Teacher Education Assistance for College and Higher Education Grants (up to $4,000), and Iraq and Afghanistan Service Grants (up to $5,920). All of these can be used for housing.

How To Apply For FAFSA

  • Visit www.FAFSA.gov
  • When completing the application, students identifying as homeless should indicate that they fall into the “special circumstances” category, meaning they cannot provide financial information about their parents.
  • When prompted, answer the following question: “At any time on or after July 1, 2018, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless or were self-supporting and at the risk of being homeless?”
  • Answer the following two questions that seek clarification about who made the determination.
  • From there, a FAFSA representative reviews the application. They will contact you for proof of determination via a copy of the report.
  • If you haven’t been deemed homeless but feel your situation merits additional considerations, contact the department of financial aid at the institution you plan to attend and explain your circumstances. The school can then make a decision on whether you are regarded as independent or dependent.
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#2 State Awards

You can receive additional grants and scholarships from your state of residence. In California, for instance, you can apply for Cal Grants when you submit your FAFSA®.

These awards go to high school seniors who will attend a California University. Verify with your school’s financial aid department to see what state grants are available and whether you’re eligible to apply.

#3 Institutional Awards

To assist with housing costs, your school might potentially provide grants and scholarships. For instance, students in need may qualify for grants up to $4,000 from Oakland University in Rochester, Michigan. Again, you should contact your financial aid office to find out more about these programs, your eligibility, and the application process.

#4 Emergency Housing

You can ask for help from emergency housing services if you’re in a situation where you run the risk of losing your home or being unable to finish your education due to a lack of funds.

For instance, the fifth-largest charity in the United States, Catholic Charities, offers emergency housing support through one-time financial relief. Rent can be paid with this.

Another agency you can use if you require immediate assistance with housing costs is United Way 211.

Students in higher education may also apply for the Section 8 program.

You must demonstrate that you are “unaccompanied” and homeless or at risk of becoming homeless in order to qualify for housing programs or subsidies.

The answer to the question of whether you can rent student accommodation even when you are not enrolled in school is “maybe.” Regarding non-students residing in student accommodation, there is no set rule.

Renting to college students is typically safe because parents typically pay the rent.

FAQs on the Housing Programs for College Students

Will Student Loans Pay For Housing?

Actually, a student’s housing expenses are at least partially covered by federal student loans. Federal student loans might not, however, completely cover the expense of lodging.
In most cases, students must discover alternative ways to close the gap. These could involve getting private loans, unsubsidized loans, family loans, borrowing money, or working while obtaining a degree.

Why are so many students facing homelessness?

The reasons for homelessness vary in different families’ situations. They may include:
#1. Lack of Sufficient Income
#2. Lack of Affordable Housing
#3. Family or Parental Conflict

How Can College Students Apply For Housing Assistance?

Here are a few ways you can get housing assistance as a college student:
#1. Research All Federal Or State Grants
#2. Contact Catholic Charities
#3. Section 8 or 42 Housing Assistance
#4. Make a Net Wish
#5. Apply to the Gradient Gives Back Foundation
#6. Become an RA

What are the Best Housing Programs Available for College Students?

There are several top housing programs available in the U.S for campus students who cannot afford housing expenses, including
#1 National Center for Homeless Education
#2 U.S. Department of Housing and Urban Development
#3 United States Interagency Council on Homelessness
#4 National Association for the Education of Homeless Children and Youth
#5 Homes for Students of Higher Education
#6 CTLaw Help
#7 Sublet.com
#8 Resident Life Offices

Housing Grants Available For Colleges Students

There are several housing grants available for college students to help cover the cost of housing, including
#1 FAFSA® Awards
#2 State Awards
#3 Institutional Awards
#4 Emergency Housing

Conclusion

Housing is a major expense while studying in college. That’s why there are several housing programs and grants for college students. To access housing grants you need to submit proper documentation. The application is free, and it will connect you with dozens of options for financial assistance.

So, we have explored the various available housing programs for college students in 2022.

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